Waterfront
Address
187 Lake Road, Berne, NY
Price
$ 489,000
Property Attributes
- MLS#20262184
- TypeSingle Family
- Listing Status Pending
- CountyAlbany
- CityBerne
- AreaBerne
- Zip12023
- StyleContemporary
- Year Built1978
- Taxes$ 4426
- Price$ 489,000
- Bedrooms4
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage2584
- Lot Size3.4 Acres
Data Source:
Ulster County MLS
Property Description
Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.
| Price History | |
|---|---|
| 5/7/2026 | Listed $489,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Pellet Stove,Propane,Zoned |
| Cooling | None |
| Utilities | Propane |
| Possession | Close Of Escrow |
| Roof | Asphalt,Metal,Shingle |
| Appliances | Washer/Dryer,Refrigerator,Range,Oven,Dishwasher |
| Zoning | residential |
| HOA Fee | 85 |
| Garage Spaces | 2 |
| Association Fee Includes | Other |
| Patio/Porch Features | Deck,Front Porch |
| Architectural Style | Contemporary |
| Construction Materials | Wood Siding |
| Year Built | 1978 |
| Electric | 200+ Amp Service |
| View | Trees/Woods,Water |
| Stories Count | 2 |
| Township | Other |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Community Features | None |
| Assoc Fee Paid Per | Annually |
| County | Albany |
| New Construction | false |
| Property Type | Residential |
| HOA | true |
| Attached Garage | false |
| Garage Y/N | true |
| Other Structures | Barn(s) |
| Total Rooms | 14 |
| Full Baths | 2 |
| Status | Pending |
| City | Berne |
| Body of Water | Onderdunk |
| Senior Community Y/N | false |
| High School District | Berne-Knox-Westerlo Central School District |
| MLS Area | Berne |
| Lot Size Units | Acres |
| Lot Size Square Feet | 148104 |
| Tax Annual Amount | 4426 |
| MLS Area Minor | Berne |
| Structure Type | None |
| Standard Status | Pending |
| Tax Assessed Value | 255000 |
| Tax Lot | 28 |
| Legal Description | na |
| Senior Community | false |
| New Construction | false |
Interior Features
| Interior Amenities | Cathedral Ceiling(s) |
|---|---|
| Basement | Full,Unfinished |
| Flooring | Carpet,Vinyl,Wood |
| Total Fireplaces | 2 |
| Fireplace Features | Living Room,Wood Burning Stove |
| Basement (Y/N) | true |
| Air Conditioning Y/N | false |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Above Grade Finished Area | 2584 |
| Half Baths | 1 |
| Laundry Features | In Basement |
| Total Bedrooms | 4 |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Outdoor Shower |
|---|---|
| Fencing | Stone |
| Parking Features | None |
| Lot Features | Landscaped,Level,Many Trees,Private,Sloped,Views |
| Water Source | Well |
| Lot Size Area | 3.4 |
| Foundation Details | Block |
| Spa | false |
| Building Area Total | 2584 |
| Lot Size Acres | 3.4 |
| Road Surface Type | Paved |
| Frontage Type | Lakefront |
| Waterfront Y/N | true |
| Road Frontage Type | Town |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 12023
Price
Taxes
Year Built
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Information should be deemed reliable but not guaranteed, all representations are approximate, and individual verification is recommended. Copyright ©2018 All rights reserved. Last Update: September 24, 2026 5:30 AM UTC
